A grant is a financial assistance that is provided to people to help support a particular cause. can be both need based as well as merit based. In the US, there are 26 Federal agencies that offer over 1,000 grant programs annually in various categories, viz. Agriculture, Business and Commerce, Community Development, Disaster Prevention and Relief, Education, Employment, Labor and Training, Arts, Energy, Environmental Quality, Food and Nutrition, Health, Housing, Humanities, Information and Statistics, Law, Justice and Legal Services, Natural Resources, Recovery Act, Regional Development, Science and Technology, Social Services and Income, Security and Transportation. In addition to Federal grants, there are numerous private entities that provide grants as well.
Availability of Federal Grants
It would behoove the readers to note that although there are numerous federal grants, very few of these are available to individuals. Moreover, grants are not provided for personal financial assistance. Typically, federal grants are made available to the following entities: Government Organizations, Educational Associations and Organizations, Public Housing Organizations, Non-Profit Organizations and Small Businesses.
Generally, federal grants are available to non-profit organizations and are for non-commercial purposes. Some federal grants are provided for the purpose of aiding community development and for conducting research in the field of health and medicine, science & technology and environment, and for promoting arts, humanities, and education. Small Business Innovative Research Grants were instituted in accordance with the Small Business Innovation Development Act of 1982. These small business grants are awarded for research and development in the following areas: environment, defense, health care, and information management.
Student grants are the most readily available federal grants. Grants for college students are both merit based as well as need based. Students have the option of applying for the following grants: Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG) , Academic Competitiveness Grant (ACG) and the National Science and Mathematics Access to Retain Talent Grant. Of these, Federal Pell Grant and Federal Supplemental Educational Opportunity Grant are need based while the Academic Competitiveness Grant (ACG) and the National Science and Mathematics Access to Retain Talent Grant are merit based.
Free Grant Money Applications
Applying for college grants is easy since students have to fill out free grant money applications, better known as FAFSA (Free Application for Federal Student Aid). This application is available at the high school guidance office, or people may choose to complete the application online by visiting the FAFSA or Student Aid website.
As far as other federal grants are concerned, individuals and aforementioned entities may visit the grants.gov website to complete the application. This website was established as a part of the President's 2002 Fiscal Year Management Agenda to improve government services to the public. People have access to approximately $500 billion in annual awards, and by registering just once they can apply for grants provided by the 26 federal grant disbursing agencies. The registration process takes 3-5 days and people have the facility of checking the status of their applications online.
In addition to applying for government grants, people have the option of applying for private grants, the procedure for which varies depending upon the disburser. Grantees must take adequate care and present a convincing case while drafting or filling out free grant money applications. Individuals and institutions can try approaching non-profit entities for further details.
By Aparna Iyer
Minority groups can now turn to the government for help if they are in having financial problems. Minorities usually have a better chance to be awarded government grants aimed at debt relief than other citizens. So where can you find these minority grants?
Beware of sites claiming that they can provide you with useful info on these grants in exchange for fees. You see, you don’t have to pay anything if you want to apply for a grant, unless the government stipulates that you should pay for the application fee. Information about grants is definitely fee, especially on the World Wide Web.
Applying for a grant can be daunting especially for first timers. As mentioned earlier, minorities have a better chance to get grants, but you should still invest time and effort. Your first task would be to find the minority grants and secure an application form. There are steps that you should follow so that you can make the application process easier and quicker.
Asking for help is not wrong. In fact, it will do you good. Why don’t you check out Federal Government Grant Solutions? This program can be of great help for minorities like you who are seeking for grant money.
You should have the edge when applying for a minority grant. There will surely be a lot of applicants out there so you have to stand out in the crowd to get noticed. Find someone who can help you in filing the application - that someone can be a friend, acquaintance, or an expert when it comes to obtaining grants.
Most minority groups hesitate in filing an application because they think that it will be hard to qualify. Before you say no to this great opportunity, you should determine the eligibility requirements first. Thanks to the government, minority groups such as yours can have a chance to live a better life - free from financial burdens.
Working with a knowledgeable person can put you at an advantage. Find an expert who knows the grant process so that you can never go wrong. If a certain group in your area has already obtained government grants aimed at debt relief, you can ask help from them.
I have done a bit of research for you. These Government Grant Experts can help you get the grants you deserve by helping you get out of debt fast. You can find out if you qualify for a Government Grant for free!
By Khmer Lee PF L.
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How To Fill Out a Grant Application Form-Free Grants Online
Many individuals, organizations and businesses receive grants to help fund activities such as art or cultural projects, public-service programs, educational opportunities and business start-ups. Before you attempt to apply for a grant, identify what type of grant you are requesting and from whom you are seeking the funds. Lastly, the grant seeker will need to prepare application materials properly.
Identifying the Type of Grant Desired and the Granting Source
Creating a Budget and Submitting Your Grant Application Materials
5 A budget is often requested for a grant project proposal. A budget sheet is usually provided in this case. It should state your total income--listing all sources of monetary/financial support that you are planning on getting, apart from the grant amount, such as matching funds. This includes "in kind donations," which are non-monetary, but valuable contributions to your project. Lastly, list your total expenditures. This is typically the grant amount you requested. Many grants have an upper limit on the total grant award for any given project. Total income, and total expenditures, should be equal.